Can you finance a Mercedes extended warranty?
Mercedes-Benz Extended Warranty Information. Enjoy greater peace of mind with superior warranty coverage on your new Mercedes-Benz. You can even finance the cost of your Extended Warranty Protection Plan with your vehicle! These plans are offered in 2 or 3-year options and include the same car maintenance services as the Premier Plan. The Mercedes-Benz extended warranty covers most of the major components such as the engine, transmission, superchargers, and turbochargers.Why Doesn’t My Warranty Cover Regular Maintenance? Mercedes-Benz takes pride in crafting vehicles designed for enduring performance. Yet, routine maintenance, such as oil changes and brake pad replacements, falls outside the warranty umbrella.Based on this data, extended auto warranties cost an average of $1,297 per year across providers, plans, coverage options and vehicles. We also surveyed 1,000 extended auto warranty owners in January 2025. The majority of respondents, 70%, paid between $500 and $2,500 in total for an extended warranty plan.An extended warranty provides an added layer of financial protection beyond the manufacturer’s warranty, potentially sparing you from unforeseen repair expenses down the road. It can offer peace of mind and financial security, particularly for those dealing with mechanical and electrical failures.
When to buy a Mercedes extended warranty?
Mercedes-Benz Extended Limited Warranty Options This coverage begins when your 4-year/50,000-mile New Vehicle Limited Warranty expires and offers an additional one, two, or three years of coverage—up to seven years or 100,000 miles, whichever comes first. Mercedes-Benz B Service It is more costly than an A Service, but it is more extensive. You can arrange a B Service approximately one year after an A Service, and usually every 2 years subsequently, depending on the average number of miles you drive per year. What is included in an B Service?Mercedes-Benz Service B is recommended every 20,000 miles or 12 months after you’ve had Mercedes-Benz Service A, whichever comes first. The specific amount of time that you can go between service intervals will vary depending on the Mercedes-Benz vehicle you drive.The B Service is a major service best suited to older Mercedes-Benz vehicles or vehicles that clock up more mileage. It is more costly than an A Service, but it is more extensive.Service B is a crucial step in maintaining your Mercedes-Benz. Regular service intervals like this one help extend the life of your vehicle and keep it running smoothly.The Recommended Timeframe for Service B As a general guideline, we recommend not exceeding 10,000 miles or three months without Service B.
Is it worth taking out an extended warranty on a car?
For most buyers, the high cost of an extended warranty for a used car outweighs the potential benefits. The warranty providers design these plans to be profitable. On average, customers pay more for the policy than they receive in covered repairs. Extended warranties for cars over 100,000 miles cost $136 per month or $1,398 per year of coverage on average.If MBCPO Extended Limited Warranty purchase date is greater than 30 days past the MBCPO vehicle purchase date, an additional charge of 15% may apply to the MSRP. These warranty options can be purchased by Mercedes-Benz customers to increase the warranty protection duration on their vehicle.A Mercedes-Benz Extended Warranty is available as a 12-month, 24-month or monthly ‘pay as you go’ policy. You can either choose to pay for your policy with one single payment for 12 months or 24 months cover, or you can choose to have cover that renews each month via a monthly Direct Debit.The Mercedes-Benz Certified Pre-Owned Extended Limited Warranty offers affordable additional coverage for 1 Year/Unlimited Mileage or 2 Years/Unlimited Mileage, helping you get the most out of your MBCPO.
How much does a 5 year extended warranty cost?
The cost of your extended vehicle warranty depends on a variety of factors, like the make, model and age of your car. However, you’ll typically need to pay at least $1,000 per year of coverage, and you may need to pay as much as $3,000 per year, or even more. Extended warranties may be worth the cost if you’re buying a used car that isn’t under any kind of warranty and has a history of repair issues. It might be a good idea to get a free Carfax report to assess the vehicle’s history and then get an extended warranty that specifically covers your car’s past issues.All manufacturers offer extended warranties. However, many of these warranties only last up to 100,000 miles. Your car’s manufacturer might not have a plan that covers repairs after 100,000 miles. That said, some manufacturers can cover cars after 100,000 miles.What Is Not Covered Under an Extended Warranty. Preexisting damage: If your car is already damaged before you buy a warranty, the warranty won’t pay for repairs related to that damage. Normal wear and tear: Damage due to normal wear and tear, such as an alternator breaking down over time, may not be covered.The older your car gets and the more miles you drive, the more likely it is you may encounter failing or malfunctioning vehicle parts. Purchasing an extended warranty for cars over 100,000 miles will help ensure your vehicle is protected after a mechanical breakdown.New and Pre-Owned Extended Warranties An extended warranty may not be worth the cost if you’re planning on switching your vehicle within 10 years, since many modern vehicles are highly reliable. If you do plan on keeping the vehicle for 10+ years, then an extended warranty is certainly recommended.
What is a fair price for an extended warranty?
An extended warranty typically costs an average of $600 to $2,000 per year, but that varies widely based on where you buy the warranty, the reliability of the vehicle the warranty covers, and other factors. The price of an extended warranty also is negotiable. Today, extended warranties represent a global industry worth over $120 billion annually, with profit margins that frequently exceed 50%. For many retailers, these warranties have become more profitable than the actual products they’re designed to protect.Based on this data, extended auto warranties cost an average of $1,297 per year across providers, plans, coverage options and vehicles. We also surveyed 1,000 extended auto warranty owners in January 2025. The majority of respondents, 70%, paid between $500 and $2,500 in total for an extended warranty plan.Approximately 37 percent of car owners have an active extended warranty and only one in ten have actually used it. The two top reasons why people say they do not have an extended warranty is that they think the coverage is too expensive and that they will never use it.They typically don’t cover damage that may occur in an accident or normal wear and tear to the vehicle. An auto service contract or extended warranty is not a warranty as defined by federal law, because you buy it separately; it’s not included when you buy a car.
Can I negotiate the price of an extended warranty?
You can absolutely negotiate with the dealership finance manager on the price of the warranty and GAP insurance; dealerships often mark up these products significantly, so there is room to bargain for a better price. Best of all, purchasing the Extended Limited Warranty means you will have no complicated paperwork to process and no out-of-pocket expenses for any warranty repairs performed by an authorized Mercedes-Benz dealership. No deductible. No hassle. Nothing to interfere with your enjoyment of the road.Negotiating a Better Deal Speak with the finance and insurance managers, explain that you want to buy a new car and need to talk to them about the factory extended warranty on the vehicle. You may find that three different dealerships will give you three different prices on the same coverage.How to get your money back. You can cancel an extended warranty at any time and you’ll get a prorated refund for the unused portion of your policy. If the warranty was included in your loan, your car payment won’t drop, but you may pay off the car sooner after the refund is deducted from your balance.The best time to buy the extended warranty is while buying your car. You can also buy your extended warranty later on, so long as the car is still under the new vehicle warranty.Cons of an Extended Warranty Extended warranties require an upfront payment or are added to your financing, increasing your total cost. If you don’t end up using it, you may feel like you paid for something you didn’t need. Depending on the warranty plan, some repairs may not be included.