How much money do I need to invest to make $3,000 a month?
With returns often above 10%, you’d need to invest around $360,000 to reach your monthly goal of $3,000. Building long-term wealth for retirement Let’s say you’re contributing $100 per month while earning a 10% average rate of return. Over 10 years, that would add up to approximately $19,000 in total. But you could earn exponentially more if you have even a few more years to invest.